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Here’s a checklist of items your mortgage lender will ask you for: 

Property Info

• The accepted agreement of purchase or sale
• Updated MLS listing  with sold status and price
• The estimated expenses like heating costs, property tax  and condo fee
• If you’re buying a rural or country home, well and septic certificates may also  be needed

Identity Info:

• Full address (with  postal code) of the property
• Name, address and telephone number of your solicitor/notary/lawyer
• Driver’s license, passport or other government-issued photo ID, SIN # (copy needed)
• Provide proof or confirmation of your down payment:
• Savings/investments statement from  within the last 90 days
• Gift letter will be required if you are receiving compensation from  a friend or relative for your down payment
• Copy of any  other asset (liquid  or other) such as stocks, bonds, or mutual funds
• If you have recently sold another home remember to bring the sale  agreement
• Confirm your current income and employment:
• Two or more of your most recent pay slips  or pay stubs from your employer
• Formal letter of employment from  your employer (may be required)
• Proof of any  other income from  all other sources (inheritance, freelance income)
• Copy of your T4 Tax form  or T1 General
• Copy of your Notice of Assessment (NOA) from  the last 2 years.
• The accepted Agreement of Purchase or Sale
• Copy of your recent mortgage statement and recent property tax  bill/statement
• Current homeowner insurance policy
• A description of the property from  the Purchase Agreement or Property Tax Statement
• You will require from your financial institution
• A void  cheque or your financial institution to print out your bank account/transit number
• Tip: Bank or financial statements must always show your name, account number, and dates to be acceptable

This all seems like a lot but you will be guided through this process from start to finish